Responsible Lending

Important information about payday loan lending

At paydayloansnofuss we fully understand the stresses of an unexpected bill that always seems to arrive at the very worst times and asking for help can be scary when you get stuck into long contracts, meaning your repayments go on forever and ever. We aim to give quick and easy loans that you pay back when your payday arrives, a little added extra when you need it the most, all paid back when you can afford it. You choose how much you need and when to pay back. By choosing our payday loans service you are relieving any worries you may have about unaffordable bills without replacing them with worries of unaffordable loan repayments!

Flexible loan

 

We are different from the majority of the lenders – we let you tailor your loan to suit your needs. You can decide exactly how much money you would like to borrow and not only that you get to choose how long you would like to borrow it for, all depending on when you have the money. If you would like an extension on your repayment, this can also be arranged. Do remember however the longer you have the money the more you will end up repaying to us.

 

Short-term cash

A payday loan is the lending of cash on a short-term basis and it is not meant to be loan that is repaid over a lengthy period like a credit card or an overdraft. We do not carry your balance from month to month. If you have not repaid the money that you owe we will not lend you more money until this is paid in its entirety.

Transparent service

As we understand the reason that you would need a payday loan is to receive quick and easy cash we aim to keep it just like that, quick and easy, there are no hidden traps or dodgy small print, everything that we offer and how our business runs is available for you to see on our website so there is no need for you to worry. We supply you with that little added extra and you repay on your next pay day or on an agreed day, it really is that simple when using our services.

Trust

 We are not trying to lure you into taking out a loan which is more than you can afford with an offer that is too good to be true. We lend responsibly to all of our customers so you don’t get yourself into hot water. For first-time customer we recommend a loan up to £500, although this can be discussed, and after repaying your first loan we would be very happy to offer you another loan at any point within the future.

 Make sure you commit to responsible borrowing. 

Taking out a loan or applying for any credit is a big decision that you need to have thought about thoroughly beforehand. Please make sure your finances are in great shape before applying and be sure that you can afford the repayment all without any problems whatsoever. Our relationship will be a two-way street, we will deliver our side of the bargain of getting the money to you quickly and trouble-free and you keep your side of the bargain by making sure you repay us on time. Using our payday loan service really is that simple.